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Ace Back to School with These 5 Financial Tips

The new school year is upon us! This meaningful time of year brings all the joys of shopping for new clothes, shoes and, of course, school supplies. It is also the return of busy schedules. Ease some of the potential stress with Univest’s digital solutions. Shop with ease, save time and find some peace of mind. Here are some tips:

  • Utilize a Mobile Wallet: This easy-to-use mobile payment solution offers a faster, more secure way to pay. Simply link your Univest debit or credit cards and use the mobile wallet anywhere mobile payments are accepted….

Why Millennials Shouldn’t Worry About a Possible Recession

When the Great Recession hit in 2008, many millennials not only saw their parents affected by the downturn (decline in investments, retirement portfolio or even job loss), but they themselves were entering a tough labor market in the years that followed. Not surprisingly, this “conditioned” millennials to become cautious when it comes to their investments and financial plans.

Fast forward to today – July 2019 marks the longest economic expansion on record in the United States, however, there have been several economic indicators that have spooked investors including whether the market is overvalued and the “trade war” concerns with China….


Tips to Streamline and Secure your Business Payments

Fraud is one of the greatest challenges businesses face today. According to the 2019 AFP Payments Fraud and Control Survey, 82% of organizations reported incidents of payments fraud in 2018. This staggering statistic makes it clear that you need strict controls in place to prevent losses. Managing your daily cash flow and establishing strong, trusted relationships with your vendors and suppliers are also crucial to business success.

To remain competitive, it is critical for businesses to streamline and secure the payment process in an effort to prevent fraud, save time and control cash flow. Consider these technology-driven cash management…


Tips to Protect Yourself From Identity Theft

With the ongoing news of data breaches, it is important to take steps to protect yourself from identity theft. While some things are out of your control, here are tips for things you can do to help keep your information secure.

Ensure your computer is protected. Install anti-virus and anti-spyware software as well as firewall software to protect against malicious programs that may be planted in emails, documents or websites. It is important to keep this computer software current. Manufacturers offer patches, which are small pieces of software to fix flaws in software, and they also provide software upgrades.

Use strong…


Building a Financial Plan for a Child with Special Needs

For parents of children with special needs, creating a sound, long-term financial plan is not only critical, but often complex. The basic idea behind planning for a child with special needs is to design a way to provide for your child after your death while ensuring that child remains eligible for state and federal benefits. The actual planning can be intricate and ever-changing legislation and rules can muddy the waters. Therefore, working with an “A-team” of specialized professionals can help ensure you’ve properly planned for your child’s life well beyond yours.

Creating this financial plan can be compared to the…


Four Financial Tips for Your Next Trip

Summer has officially arrived and many are headed off to enjoy a relaxing vacation. There are lots of things that come to mind when you’re getting ready for a trip – the security of your financial information probably isn’t at the top of that list. Luckily there are secure and convenient ways to conduct your banking so you can fully enjoy your time away. Below are a few tips to help maintain the integrity of your financial information and give you some peace of mind while you’re traveling.

Mobile banking – Many financial institutions have a mobile banking app


Don’t Take a Vacation from your Budget this Summer

As we swim into the summer season, don’t let your finances take a dive. Now is a good time to review your current budget and set a summer budget. Creating a summer budget can help you keep your spending in check and maintain your financial sanity come fall.

As the weather warms up, we tend to spend more money on things like weekends at the beach, outdoor brunches and daytrips. Plus, we have a tendency to forget that our budgeted expenses generally increase over the summer months – it costs more to fill up your car with gas and both…


Financial Planning for New Parents

Since becoming a mom last year, my financial goals and long-term plans certainly have shifted. New parents should continue focusing on their own financial security and retirement goals, a baby means a whole new set of monetary considerations. Here are some tips that can help get your family on solid footing for the future.

Tips leading up to baby

Diaper duty. In the six months leading up to our son’s birth, my husband and I strategically purchased diapers. Knowing diapers are one of the more expensive, and frequent purchases for baby, we spaced out buying diapers over a few months creating…


Beyond a Budget – Financial Tips

Planning your financial future may seem like a daunting task. You need to understand the full view of what you have, what you’ll need and what it all means for your retirement. The basics – budgeting, saving and getting rid of debt are great places to start, but there are many things to consider beyond these basics. Especially for individuals and couples who have accumulated assets, there are a few critical points to consider when striving for a more secure financial future.

Create tax efficiency: Accumulating assets for retirement via investment accounts is a great start, but it’s critical to…


Spring Forward with Digital Banking Tools

As the days get longer and the temperatures start to rise, people often begin to think about spring cleaning, home improvement projects or even planning their summer vacation. Most of the time, the security of your financial information isn’t at the top of your to-do list, but now is a great time to ensure your financial information is secure when making purchases and/or traveling.

  • Utilize a mobile wallet for purchases – This is an easy-to-use, fast and more secure way to pay. Simply link your Univest debit or credit cards to make mobile payments via…
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