Category: Insurance Protection

COVID-19 has changed all of our lives in ways we could not have imagined. These changes have occurred both at home and at work. The changes within the workplace have brought about many questions from business owners and safety personnel from an insurance standpoint. The Pennsylvania Compensation Rating Bureau (PCRB) has published two circulars that begin to address these questions. Circulars 1737 and 1738 can be found on its website at www.pcrb.com. An outline of their content has been provided below. The safety of employees, customers, and vendors is paramount during these challenging times, so OSHA has also provided numerous resources to help businessowners…

The segment for commercial automobile insurance is continuing to experience deteriorating results. In fact, commercial auto insurers reported the worst losses in a decade, according to this article from Insurance Journal. Driven by numerous factors including costlier litigation from social inflation and increased repair costs, the average business may see double-digit rate increases on upcoming renewals on their commercial automobile line of insurance! There are ways to help control that expense.

Here are two things to keep in mind as you’re preparing for your insurance renewal:

1. Proper safety and loss control techniques can help you decrease the frequency and severity…
   

As we face the uncertainty of the impact of the coronavirus pandemic on our economy, public safety and our individual health, we are all looking for assurances from our leaders and employers. One of the biggest factors that contribute to the success of any business is the ability to perform together as a team. With the recent uncertainty and increasing competition, it has become extremely important to encourage creativity and collaboration among your employees in order to improve productivity while also promoting both physical health and healthy employee relationships.

At Univest, we highly value our culture and truly believe it…

As we face the uncertainty of the impact of the coronavirus pandemic on our economy, public safety and our individual health, we are all looking for assurances from our leaders, employers and health insurance providers.

Each of the medical insurance carriers announced that they are waiving the cost sharing of testing and any treatment for COVID-19. I had the opportunity to speak with The Morning Call about waiving fees for coronavirus treatments. The potential positive takeaways as we navigate this crisis include lowering the cost of the barrier to care for all patients, increased telemedicine usage and access to…

A newborn baby, an active 3-year-old, a full-time job, a husband and a laundry list of other responsibilities. Bouncing from daycare to work meetings to the office and not to mention unexpected ER and doctor trips added on top. All while making sure I eat daily and take care of myself so I do not suffer from post-partum.

This is my life, my own personal struggle. But the reality is that so many people in this world are suffering from their own mental health disorder. It could be anxiety, bullying, depression, workplace stress, or physical burnout, just to name a…