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Building Culture Through Servant Leadership

What is your company’s culture and engagement strategy? The employers who embrace the power of servant leadership and have strategies in place to communicate their culture and promote employee engagement will be in the best position going forward. At Univest, we highly value our culture and truly believe it drives performance. We also realize that culture isn’t something that just happens – it has to be defined and cultivated.

The Univest Way consists of 18 fundamentals that describe the daily principles and practices that make our five core values come to life and truly serves as the foundation of our…

Tips for Managing Employer’s Risk during COVID

COVID-19 has changed all of our lives in ways we could not have imagined. These changes have occurred both at home and at work. The changes within the workplace have brought about many questions from business owners and safety personnel from an insurance standpoint. The Pennsylvania Compensation Rating Bureau (PCRB) has published two circulars that begin to address these questions. Circulars 1737 and 1738 can be found on its website at An outline of their content has been provided below. The safety of employees, customers, and vendors is paramount during these challenging times, so OSHA has also provided numerous resources to help businessowners…

Key Factors to Controlling Commercial Auto Insurance

The segment for commercial automobile insurance is continuing to experience deteriorating results. In fact, commercial auto insurers reported the worst losses in a decade, according to this article from Insurance Journal. Driven by numerous factors including costlier litigation from social inflation and increased repair costs, the average business may see double-digit rate increases on upcoming renewals on their commercial automobile line of insurance! There are ways to help control that expense.

Here are two things to keep in mind as you’re preparing for your insurance renewal:

  1. Proper safety and loss control techniques can help you decrease the frequency and severity…

Collaboration is Key in the Wake of COVID

As we face the uncertainty of the impact of the coronavirus pandemic on our economy, public safety and our individual health, we are all looking for assurances from our leaders and employers. One of the biggest factors that contribute to the success of any business is the ability to perform together as a team. With the recent uncertainty and increasing competition, it has become extremely important to encourage creativity and collaboration among your employees in order to improve productivity while also promoting both physical health and healthy employee relationships.

At Univest, we highly value our culture and truly believe it…

We Are in This Together

As we face the uncertainty of the impact of the coronavirus pandemic on our economy, public safety and our individual health, we are all looking for assurances from our leaders, employers and health insurance providers.

Each of the medical insurance carriers announced that they are waiving the cost sharing of testing and any treatment for COVID-19. I had the opportunity to speak with The Morning Call about waiving fees for coronavirus treatments. The potential positive takeaways as we navigate this crisis include lowering the cost of the barrier to care for all patients, increased telemedicine usage and access to…

Maintaining Mental Health Wellness in the Workplace

A newborn baby, an active 3-year-old, a full-time job, a husband and a laundry list of other responsibilities. Bouncing from daycare to work meetings to the office and not to mention unexpected ER and doctor trips added on top. All while making sure I eat daily and take care of myself so I do not suffer from post-partum.

This is my life, my own personal struggle. But the reality is that so many people in this world are suffering from their own mental health disorder. It could be anxiety, bullying, depression, workplace stress, or physical burnout, just to name a…

How the Insurance Industry Is Responding to the COVID-19 Crisis

The insurance industry is known for many things and responding in a crisis is where they typically shine. When a hurricane is heading towards Florida, insurance companies will send adjusters and disaster recovery units, among other resources, in advance of the storm ever hitting. They do this because people buy insurance for peace of mind in case disaster strikes.

Right now, we keep hearing the statement, “We are in unprecedented times,” and I would have to agree. We have never seen businesses be forced to close without much warning which has led to layoffs and severe reductions in income, yet…

How to Nurture a Culture of Financial Wellness

Financial wellness refers to the overall financial health of an individual. Simply put, it means you have the ability to have a healthy financial life. For example, you can pay your debts without crisis, have and emergency fund and are saving for retirement. Financial wellness is also about feeling good about your financial situation now and in the future.

What is your company’s financial wellness culture? The employers who embrace the power of nurturing a culture of financial wellness and have strategies in place to provide resources and lessen stress will be in the best position going forward.

Let’s look at…

Why Your Organization Needs to Consider Directors and Officers Liability Insurance

In today’s litigious business world, a company’s insurance portfolio is more than likely vast and includes multiple coverages. While sometimes overlooked, one insurance policy that should be seriously considered is Directors and Officers (D&O) Liability insurance.

D&O liability insurance is coverage that protects the personal assets of directors and officers if they are sued as a result of decisions they make while serving as a director or officer of a business or organization. It can also protect the organization itself if named in a lawsuit.

Examples of the types of claims that can trigger D&O liability insurance include mismanagement of employee…

OSHA Part 1904 Deadline Approaching

In an ongoing effort to notify clients about risk management trends and regulatory information, Univest Insurance would like to remind you of OSHA’s requirement regarding electronic submission of injury and illness records and the upcoming deadline.


OSHA’s rule within Part 1904 requires the electronic reporting of workplace injuries and illnesses through their online services. Employers are required to electronically report their calendar year 2019 Form 300A data to OSHA by March 2, 2020.

Reporting requirements are as follows:

  • Establishments with 250 or more employees that are currently required to keep OSHA…
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