Univest
A variety of economic and business conditions make now one of the best times in years for businesses to seek loans for expansion or other purposes. Consider, commercial loan interest rates are near historic lows. As the economy continues to recover, banks are competing aggressively for every loan.

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Univest
Univest prides itself on being a key member of the community banking sector. In terms of clients, service and products, there are marked differences between investment banks, money center and regional banks. What are the advantages of banking with a community bank?

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Univest
Is it possible to have a great summer vacation without going broke? Of course! You just need to craft a budget in advance, cut back on unnecessary expenses and then stick to it - your checking account will thank you.

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Univest
Financial literacy isn’t just for students – financial tips and helpful advice are needed at every stage of life. Many adults have New Year's resolutions with a financial focus. Now that we are halfway through the year, it’s a good time to review your finances and see if there are areas for improvement. Here are some ways you can be money-smart for the remainder of 2014.

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Univest
One of the most rewarding aspects of being a Schools Manager at EverFi is being able to see the positive influence that EverFi’s technology is having in schools. Each time we visit a classroom with Univest, we are greeted by students and teachers who effusively thank us for providing new and engaging ways to learn about savings and financing higher education. It is no easy task to get hundreds of teachers trained on our technology, but the positive feedback from teachers and students makes the hard work all worth it.

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Univest
It’s summertime! That often means vacations, long-weekends at the shore and afternoons by the pool. A trip to the bank may not be at the top of your list on a beautiful summer day. So when you are out of town on vacation or simply too comfortable by the pool to make a trip to the bank, we have a number of options that allow you to bank remotely anytime, anywhere.

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Univest
While all investors should be concerned about market risk when investing for retirement, there is a far bigger risk to worry about – longevity risk. People are living longer. In fact, during the last century, life expectancy has grown by three decades! Consequently, retirees who may find themselves spending more time in retirement than in the workforce have the real possibility of outliving their savings and investments.

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Univest
Federal agencies continue to issue new rules and guidance related to a number of requirements under the Affordable Care Act (ACA). The latest updates include the following:

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Univest
Summertime provides a nice break for children as they enjoy time off from school just being kids. However, all that free time focused on fun can lead to impulse spending if the youngsters haven’t been taught good money sense. Here are a few ways to give your future heirs some budgeting chops this summer:

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Univest
A captive is an insurance company that provides insurance to, and is controlled by its policyholders. Historically, captive insurance companies were only for large corporations. In fact, 80% of the S&P 500 use captive insurance programs. Over the past 30 years however, Group Captives have made the control, stability and transparency that captives provide available to middle-market companies. By becoming a part owner of a captive reinsurance company, businesses are able to reap many benefits. Some of the features and benefits include:

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Univest
A recap of recent additions and adjustments to the Univest team.

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Univest
A home is one of life’s most important investments. Now that warm weather has finally arrived, it’s time to catch up on some maintenance to reduce the risk of a loss and help ensure the safety and well-being of friends and family. Here are some tips to keep your home safe year-round:

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