> archive
Univest
On June 23, citizens of the United Kingdom (U.K.) voted on whether there should be a British exit (Brexit) from the European Union (EU).Votes were tallied and by 11:30 EST the votes for "leave" pulled ahead. The polls showed the race going neck and neck and the results were indicative of the closeness of the race. As the votes were tallied and it appeared a victory was in hand for the "leave" movement, market conditions began to increase in volatility.

Continue reading …
Univest
Many people are faced with the rent vs. own conundrum, and while the choice between both involves careful consideration, the rewards of homeownership are great. Among the multiple benefits of ownership are: privacy, sense of pride, financial stability, investment and equity, and even potential tax advantages.

Continue reading …
Univest
If you were to google “Recruitment Trends” or “Talent Acquisition Trends” a myriad of articles will populate – candidate branding, employer branding, learning and development, mobility, remote/telecommute offerings and technology are many of the trends you can read about in the realm of recruitment. These are all very important pieces to elaborate on as you build or refine your talent acquisition strategy, but one item that needs attention before all others is that of pre-candidate and candidate engagement. This segment of the employee life cycle can make or break an employment relationship. Let’s look at some of the reasons why.

Continue reading …
Univest
On June 23, citizens of the United Kingdom (U.K.) will vote on whether there should be a British exit (Brexit) from the European Union (EU). Regardless of whether they leave or not, it’s the uncertainty around the voting that will most likely lead to additional volatility in the stock, bond and currency markets. In fact, the U.K. is already feeling the effects of the referendum as their currency and foreign direct investment have declined since the beginning of the year.

Continue reading …
Univest
Most employers today provide a 401(k) savings plan to their employees, but statistics show that most employees are not taking full advantage of this critical employee benefit. There are a multitude of reasons people are not saving enough through employment plans. Some struggle because life is expensive and if you are raising a family there are a lot of competing expenses. Others simply don’t take the time to study their 401(k) or 403(b) plan and rank savings in a plan as a top priority.

Continue reading …
Univest
It’s summertime, which for many of us includes a vacation. We all love to get away, but a recent survey found that more than two thirds of vacationers overspend on their summer vacation. Don’t let summertime fun leave you in debt. Prepare now by planning what type of getaway you are going to take and creating a budget for your trip.

Continue reading …
Univest
Under a sweeping new regulation, the U.S. Department of Labor (DOL) has broadly redefined the meaning of providing investment advice under The Employee Retirement Income Security Act of 1974 (ERISA). This represents the largest change in the 40-year history of ERISA. As a result, financial advisors are more likely to become an ERISA fiduciary.

Continue reading …
Univest
It is not uncommon for two similar businesses to have significantly different premiums based off their risk profile and how they are viewed from the insurance underwriters. Before getting into one such example, here are things to keep in mind regarding how carriers determine rates and why they may apply different rates to similar risks or businesses.

Continue reading …
Univest
To see success as a young sales representative in an extremely competitive industry, it is always important to stay motivated and keep pushing forward. One of the best ways to plan and execute a sales strategy is through an individual business plan.

Continue reading …
Univest
Are you charitably minded and looking for ways to give but not sure where to begin? Charitable Gift Annuities (CGAs) available through Univest Foundation, are a good option because you can designate who you would like to receive the funds upon your passing and get the added benefit of receiving a tax deduction and income during your lifetime.

Continue reading …
Univest
The reputation of today’s banker has taken a hit as a result of the financial crisis in 2008 that led to hundreds of millions in fines paid by the large money center banks. A recent Gallop poll revealed that Americans’ trust in banks has fallen to an all-time low of 18%. This challenge facing our industry has forced us to focus on regaining the public’s respect. As we have worked to preserve our strong reputation, we have found two great ways to earn trust and new customers: customer engagement and community involvement. These two best practices can be put into place by any business. Here is some insight I’ve gained on using these principles to build your business.

Continue reading …
Univest
College graduations are in full swing and the next few weeks are critical for these young adults to gauge their financial readiness as they leave the college campus and head out to the “real world.” As they receive diplomas, college grads should also get their financial plans and goals in order to ensure they are on the right track as they start their careers.

Continue reading …
> archive
Other ways
to get Social


  • Univest
  • Univest
  • Univest
  • Univest