Business Guidance

Maximize Your Banker

As a business owner you’re constantly being pulled in many directions. Determining who and what deserves the biggest slice of your “time pie” can be challenging. Obviously, there are certain times when your banker is very important – when you need financing to expand or a short-term loan for a last minute opportunity are a couple examples. However, most business owners generally consider their banker to be no more important than their customers or vendors.

If you only consider your banker a partner when you need an assist with financing, you may be missing out on help with your game day plans. Veteran bankers can be a great resource for your business. They understand and appreciate the complexity of running a business. They realize that often smaller size businesses are actually more difficult to manage given their limited personnel and the ever increasing burdens of regulations and laws. In these situations a banker can provide valuable and time saving advice.

An experienced relationship manager will work to understand your issues and then selectively make introductions of specialists to assist you with your particular challenges – whether they relate to commercial insurance, employee benefits, retirement accounts or a host of other issues. Experienced bankers work closely with business owners every day and are familiar with many of the challenges they face. Your banker should not only be there for you to support your borrowing needs, but to lend a hand to make your business a success by helping you manage other challenges and seizing new opportunities.

The next time you are facing a business challenge, consider seeking advice from your trusted banker. He or she may very well have a solution.


Univest Bank and Trust Co. is Member FDIC, Equal Opportunity and SBA Preferred Lender.

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