Financial Tips

Four Reasons You Should Use Digital Banking

Prior to the coronavirus pandemic, digital banking both online and via mobile app was a popular way to bank. Today, conducting your banking remotely without having to visit a physical location has become essential. Here are the top four reasons to use mobile banking:

Convenience: Account access is 24/7. You can check on the balances in your accounts, deposit checks, make payments, transfer funds, and track your spending. There are also tools to locate ATM and bank locations. More importantly, you can conduct your banking on your schedule and from the comfort of wherever you like.

Security: Mobile banking allows you to safely control your finances. With digital tools it is easy to check your daily transactions to help prevent and protect against fraud. Protect your accounts with custom alerts so you can stay on top of activity without having to constantly check your account. You can also control the cards attached to your account in the event they are lost or stolen. You can easily take action to prevent unauthorized use and even turn the card back on if it is safely found. The mobile banking app is secure. Each time you access your app, you will be required to enter your passcode, use your fingerprint or utilize the facial recognition feature in order to login. You are also able to protect your mobile banking app with two-factor authentication which requires an additional verification when accessing your mobile banking.

Budgeting: With access to your funds at your fingertips, you can easily monitor spending to help you stay on track with your budget. There are also tools like Money Manager that allows you to create personal budgets, track spending and saving. To further support your effort, you can set-up alerts to maintain your discipline and help meet your savings objectives.

Easy Payments: It is fast, safe and easy to send and receive money with Zelle which is built right into the Univest mobile app. You can also effortlessly pay bill with automated online tools. You can also make secure credit or debit card purchases with mobile wallet which is more secure and provides a faster way to pay where contactless payments are accepted.

The benefits of mobile banking cannot be overlooked, and the continual advancements provide an optimal experience that fits into your everyday life. Thanks to digital banking you can confidently manage your banking needs without hesitation. Univest is here to help you understand all of your digital banking options and get comfortable using it. Contact us at 877-723-5571 for support or visit for more information.


Univest Bank and Trust Co. is Member FDIC.