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Why Work With A Financial Advisor?

As you get older your financial situation changes and usually become more complicated. Individuals often reach a place in life where it doesn’t make sense to make financial decisions “alone.” As you gather wealth and are faced with financial decisions that have a greater impact on your life, it may be helpful to work with a financial advisor. Many people find that not only can they rely on their financial advisor to manage their portfolio, but an advisor can also help with planning and preparing for life events such as retirement, paying for college or traveling.

While you can…

Girard Insights: July Market Commentary

It seems as if every month we are reminded that we can’t time the markets.  In July the U.S Equity market posted its’ best monthly gain since February with the S&P 500 up 2.10%.  The commonly used Barclay’s Aggregate Bond Index was up 0.70% as yields fell and the 10 year Treasury closed the month at a yield of 2.18%.  The range of the ten year was 2.45% on July 13th to the low of 2.18% on July 31st, yields risk when prices fall.   Year to date the indices are up 3.35% and 0.59%, respectively.

As they have said many…

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