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In the midst of the national debate surrounding what will happen next with the proposed replacement of the Affordable Care Act (ACA), there are some key trends that have emerged regarding the options and strategies that all employers face at benefits renewal time each year.
As the benefits industry braces itself for inevitable changes, there is certainly a feeling of uncertainty. Employers and advisors who embrace change and have strategies that incorporate these emerging trends will be prepared regardless of what happens next. Any employer offering health benefits plans should be aware of these key topics:
As a benefits consultant who has worked in the health insurance industry for more than twenty years, representing dozens of companies of all sizes, the discussion about what is next for healthcare reform both frustrates and intrigues me. We have an opportunity to make meaningful, cost-effective changes that are needed for all Americans, regardless of affiliations or preferences.
Here’s what we know. Under the Affordable Care Act (ACA), Americans have struggled to afford their health care costs, access insurance that meets their needs, and see the doctor they know and like. Insurance premiums have risen 65% since 2010 and insurers…
