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5 New Year Resolutions for Your Business

As business owners look toward the new year, there are certain things that can be done to help make the coming year even better than the last. I chatted with Richard Capasso, CPA, CFP and PFS at Clairmont, Paciello & Co. to create a list of five things to help set your business up for a successful year ahead:

Make a Plan: It’s been said, “People don’t plan to fail; they fail to plan.” This year, take the time to develop a financial plan for your business. It can be simple or complex – you decide; but make a plan….


Why You Need a Business Plan

In today’s society where a lot of small business owners might be consumed with social media marketing, constructing a fancy website and networking on LinkedIn, sometimes the basics of business are overlooked. One of the things that some small businesses overlook is the need for a business plan. A professional, comprehensive business plan is absolutely necessary when considering starting a new business. Think of a business plan as your foundation. It will help you identify your goals, target market, growth objectives, staffing, financing and organizational structure.

As a small business banker, it is the first thing I ask my prospective…

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