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Cyber-Attacks Target Life Sciences and Healthcare Industries

As our society becomes more and more digital, it is increasingly important to protect your businesses from the repercussions of a cyber-attack. While creating privacy policies, building secure firewalls and being diligent with security are all critical to preventing a cyber-attack, it is equally critical to have the proper insurance program in place, should a breach occur. Cyber-attacks can be extremely costly and it is a common misconception that the associated damages would be covered under conventional insurance policies.

A common target of online criminals, the life sciences and healthcare industries need to be extra diligent when it comes to…

Top 5 Risks Facing Your Business

Owning a business means the buck stops with you. And while in many respects that’s a major bonus of being a business owner, it also means that you have a slew of potential risks to consider. One of the most overlooked risks is that of liability exposure. Here are the top five you should consider:

Commercial General Liability (CGL) – CGL generally covers bodily injury and property damage for which you are found legally liable; however, coverage differs from company to company. A general principle states that you should purchase $1 million of coverage for every $2 million in sales…

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