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By:
Jordan Sowhangar, Certified Financial Planner, VP and Wealth Advisor at Girard, a Univest Wealth Management Division February 13, 2018
It’s no secret that many well-intended New Year’s resolutions fail after a few weeks of diligence. People often resolve to improve their finances at the start of the New Year and set lofty goals. However, it can be hard to stay inspired to stick with your changes when significant progress isn’t made. While not seeing an instant benefit as you tackle long-term goals is common, research shows that having an immediate reward can actually help to reach those goals.
If you’ve already broken your financial New Year’s resolution, you can get back on track. There’s still plenty of time…
By:
Bill Van Sant, SVP and Managing Director, Girard, a Univest Wealth Management Division October 2, 2017
If parents were to ask their college-aged children about interest rates, 401(k)s or budgeting, chances are they would be stunned at their children’s limited knowledge of personal finance. The onus is on the young adult to grasp financial know-how throughout their college years, before they enter the real world. To help set up your child for financial success, parents should help cover fundamentals. College freshmen, who are getting accustomed to a new world of independence, have a few money lessons they must master.
Lesson 1: Safely build credit
Once enrolled in college, students will likely be approached by a bank to…
By:
Dave Geibel, Managing Director, Girard, a Univest Wealth Division April 3, 2017
According to the IRS, 111 million taxpayers received tax refunds last year, averaging around $2,860. While a refund that size might be a welcome surprise, it would be a financial mistake to spend it frivolously. Instead of squandering a refund, consider these suggestions that can help to maximize your money and advance your financial future.
Reassess withholdings for next tax season: Sure, getting a sizeable check from the IRS may seem nice, but if a refund is unusually large, you should consider withholding less income from your paycheck. Think about it, if you receive a big refund once a…
