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House Hunting? A Pre-Approval Could Make a Purchase more Viable

For the last several years, the lack of residential property inventory has been a plaguing issue with too few homes available on the market for too many active buyers. This phenomenon, coupled with historically low interest rates, has driven contract prices higher, often above the (asking) list price of the subject unit. Those searching for a home today will find themselves competing with multiple offers and having to distinguish themselves.

As a buyer in this highly competitive market, what can you do to make your proposal more attractive than your opposition?

While “cash is king,” most prospective buyers lack enough of…


How Impactful is Good Credit When Buying a Home?

The home buying process can often be surprising for first-time buyers. One thing that comes as a shock, even in this era of free online credit reports, is the direct impact credit scores can have on the cost of financing. There are several approaches to calculating a credit score. It is important to know that those used by mortgage lenders are often the most comprehensive. That is because mortgage lenders have a fiduciary duty to ensure a borrower has the ability and willingness to repay what, for many, will be the largest financial obligation of their lives.

So, how much…

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