Select Page:  Posts Per Page

Navigating the Home Buying Process

If you’re new to the home buying market or haven’t gone through the process recently you may be in for a surprise at how challenging it can be these days, especially if, like most of us, you need to obtain a mortgage. Looking back over the past 20 years or so, there have been significant changes in the mortgage industry.

In the early 90’s most mortgage loan applications required full underwriting which meant documenting and proving a borrower’s ability and willingness to repay an obligation by verifying income, assets, credit profile and the subject property’s value/condition. Then things began to…

Select Page: