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Revamp Your Broken Financial New Year Resolution

It’s no secret that many well-intended New Year’s resolutions fail after a few weeks of diligence. People often resolve to improve their finances at the start of the New Year and set lofty goals. However, it can be hard to stay inspired to stick with your changes when significant progress isn’t made. While not seeing an instant benefit as you tackle long-term goals is common, research shows that having an immediate reward can actually help to reach those goals.

If you’ve already broken your financial New Year’s resolution, you can get back on track. There’s still plenty of time…

Smart Financial Resolutions for the New Year

According to data released by Forbes, 45 percent of Americans make New Year’s resolutions, but only 8 percent are successful in seeing those goals through. Also notable is that the survey ranked “spending less and saving more” as third out of the top 10 commonly made resolutions. Financial resolutions are important to create every year and January marks the perfect time to review year-end investment statements and take a comprehensive look at your total financial picture.

Here are a few tips to help individuals and couples not only get their finances on track, but also stick to their resolutions…

5 New Year Resolutions for Your Business

As business owners look toward the new year, there are certain things that can be done to help make the coming year even better than the last. I chatted with Richard Capasso, CPA, CFP and PFS at Clairmont, Paciello & Co. to create a list of five things to help set your business up for a successful year ahead:

Make a Plan: It’s been said, “People don’t plan to fail; they fail to plan.” This year, take the time to develop a financial plan for your business. It can be simple or complex – you decide; but make a plan….

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